endobj << A fixed indexed annuity (FIA) is a tax-deferred financial tool designed for the long term. /Count 2 Principal and accumulated interest are guaranteed by The Prudential Insurance Company of America (PICA). Amounts contributed to the contract are deposited in PICAâs general account. Prudential Financial, Inc. of the United States is not affiliated with Prudential plc, which is headquartered in the United Kingdom. %-------------------------------------------------------------------------------------------------- >> The interest payments are guaranteed and the bonds are underwritten by Prudential. >> /K 7 0 R << /Font 1 The Guaranteed Interest Account (GIA) is a group annuity product issued by The Prudential Insurance Company of America (PICA), Newark, NJ 07102. %-------------------------------------------------------------------------------------------------- > The guaranteed interest rate is announced in advance and is guaranteed for a six-month period. 4 0 obj % PdfSharp.Pdf.Structure.PdfMarkInformation Annual Benefit Charge. 6 0 obj % PdfSharp.Pdf.PdfNumberTreeNode >> These are similar to fixed annuities in that the contract holder pays the insurer a premium, which is credited to the contract holdersâ account and, periodically, interest is credited to the contract holdersâ account and administrative charges are deducted, as appropriate. We call this "point-to-point" crediting. /F1 22 0 R << /CS /DeviceRGB << << /Direction /L2R /PageMode /UseNone At the end of the period a new fixed rate becomes effective, based on current interest rates. /Type /Pages /CreationDate (D:20201028102330-04'00') %-------------------------------------------------------------------------------------------------- endobj A minimum rate will apply. Overview; Everyday Money; Aspire and Plan; Retirement ; Invest for Tomorrow ; Plan for the Unexpected; Life Events; Tools; My Goals; Life Insurance . /GS1 24 0 R /ViewerPreferences 3 0 R >> The information on this page describes account objectives, This rate will never be less than the guaranteed minimum rate of 1.00% as stated in the policy. /Metadata 170 0 R >> PGF is supported by a broadly diversified, fixed-income portfolio segment within PICAâs General Account. 10 0 obj % PdfSharp.Pdf.Advanced.PdfContent %PDF-1.4 the planâs accumulation account to earn non-guaranteed interest. /Producer (PDFsharp 1.50.4440-wpf \(www.pdfsharp.com\)) Amounts contributed to the contract are deposited in PICAâs general account. % PDFsharp Version 1.50.4440.0 (verbose mode) /XObject >> >> /Group >> The GIA offers crediting rate stability, guaranteed protection of principal and accumulated interest from market volatility and returns similar to intermediate-term fixed income investments. Interest is compounded daily to produce the 3.00% annual yield. /Fm0 59 0 R endobj Amounts contributed to the contract are deposited in PICA's general account. /Creator (PDFsharp 1.50.4440-wpf \(www.pdfsharp.com\)) 9 0 obj % PdfSharp.Pdf.PdfPage << The /GS0 13 0 R % Objects: 172 8 0 obj % PdfSharp.Pdf.PdfPages This website uses cookies to improve your experience while you navigate through the website. /Fm1 100 0 R /Title (Guaranteed Interest Account) The Prudential Stable Value Guaranteed Interest Account allocation within the GoalMaker portfolios will be frozen to new contributions. /Creator (PDFsharp 1.50.4440-wpf \(www.pdfsharp.com\)) Guaranteed Interest AccountâIf made available by the Contractholder, an allocation option under the Contract backed by Prudentialâs General Account, or under certain Contracts, a separate account. /Filter /FlateDecode << /MarkInfo 4 0 R You also have a choice of payout options, including a lifetime income. /PageLayout /SinglePage % File size: 368238 bytes /Kids [9 0 R 99 0 R] endobj %-------------------------------------------------------------------------------------------------- endobj Investment Products: Are not insured by the FDIC or any other federal government agency, may lose value, and are not a deposit of or guaranteed ⦠The Guaranteed Interest Account (GIA) is a group annuity product issued by The Prudential Insurance Company of America (PICA), Newark, NJ 07102. % Creation time: 0.383 seconds If a market value adjustment is applied, the result will be either an increase or decrease to your withdrawn funds or contract worth. << /Type /StructTreeRoot Money in the fixed rate strategy is guaranteed to grow at a predetermined interest rate for a period of one year. << % Creation date: 10/28/2020 10:23:30 Existing assets in the Guaranteed Interest Account will remain in the fund. A market value adjustment (MVA) is the difference between the guaranteed rate and what the current interest rates are. The Fixed Account earns a fixed account interest rate, declared by Prudential. Only future contributions for the Guaranteed Interest Account will map to the age-appropriate Vanguard Target Date Fund on Fidelityâs platform. 2 0 obj % PdfSharp.Pdf.Advanced.PdfCatalog /Keywords (ReportSnapshotId:A6F0ECE9-21A5-463B-85B5-B750A23770D0) /F0 17 0 R Payment obligations and the fulfillment of any 3 0 obj % PdfSharp.Pdf.PdfViewerPreferences Payment obligations and the fulfillment of any guarantees specified in the group annuity contract are insurance claims supported by the full faith and > Principal and accumulated interest are fully guaranteed by Prudential Retirement Insurance and Annuity Company (PRIAC). /PageMode /UseNone Your purchase payments earn a guaranteed interest rate for a set period of time. >> The Guaranteed Interest Account (GIA) is a stable value insurance product designed to provide safety of principal, liquidity and a stable rate of return. /StructTreeRoot 5 0 R Guaranteed regular and steady payments until youâre 100 From the 3 rd policy anniversary, you get a yearly guaranteed cash coupon (5% of the notional amount). << /K [11 0 R 25 0 R 26 0 R 43 0 R 44 0 R 45 0 R 60 0 R 61 0 R 62 0 R 63 0 R 64 0 R 84 0 R 87 0 R 88 0 R 101 0 R 102 0 R 103 0 R 108 0 R 134 0 R 135 0 R 136 0 R 148 0 R 149 0 R 150 0 R 151 0 R 152 0 R 153 0 R 154 0 R 155 0 R 156 0 R] << << endobj /F1 22 0 R << /Type /Page %���� /Length 5122 /K 7 0 R /Resources %-------------------------------------------------------------------------------------------------- /Type /Page /GS0 13 0 R endobj Prudential Guaranteed Investment will be 3.00%. /S /Document 7 0 obj % PdfSharp.Pdf.Structure.PdfStructureElement Registered office: 1 Angel Court, London EC2R 7AG. /Parent 8 0 R /Group x��]ێ�}߯�����#�� b[oA;6�0�$����"��d7gf�ȁ �v�/d�.�NU�_=���_���7�8=�������Wo�g�����W�O��ϟ_��>�������_���xu'�&{z�݃������oO� ����^c�O�~��5�����/t8�L? << 1 0 obj % PdfSharp.Pdf.PdfDocumentInformation >> /P 5 0 R Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. endobj /CreationDate (D:20200720141829-04'00') Payment obligations and the fulfillment of any /StructParents 0 << /Marked true /MediaBox [0 0 612 792] /Producer (PDFsharp 1.50.4440-wpf \(www.pdfsharp.com\)) Guaranteed investment income is a type of investment product offered by insurance companies that allow clients to invest in equity, bond, and/or index ⦠%-------------------------------------------------------------------------------------------------- >> %-------------------------------------------------------------------------------------------------- �>�E_/9��Sy�Z�,�61��/rp�@�� �8��P���j�.�0�ϖ��8���j��Fb�#Q�H�bG���g{�Oz�?�8�8Qm��P����.���(��Nq�H�a��C����V����yY������?�K?x]�&=�_��*����L�5�;�y��������h�)�{4q�����u O�z�R�ye�S^E��*��U����]xԏ�QX�,m,X;e!��~��x��a����ijp�i�k���$ʚf-z��o?��a����'%���E�܌C�v�:-���Fe�|y��8lɫ5�����vRv��,����X��FN���8��FKzb��Y��nt��y. /Parent 8 0 R /ExtGState DESCRIPTION/OBJECTIVE The Guaranteed Investment is a fixed income account invested in the General Account of Prudential Retirement Insurance and Annuity Company. I hope this clears up any queries you may have had - please do not hesitate to contact me.â >> %PDF-1.4 /Pages 8 0 R /ParentTree 6 0 R % Creation date: 07/20/2020 14:18:29 Funds allocated to the index-based strategies have the potential to grow based on the performance of their chosen indices, comparing the value on the first day to the value on the last day of their 1- or 3-year term. %-------------------------------------------------------------------------------------------------- %-------------------------------------------------------------------------------------------------- Amounts contributed to the contract are deposited in PICAâs general account. %-------------------------------------------------------------------------------------------------- /ProcSet [/PDF/Text/ImageB/ImageC/ImageI] /Font /XObject Flexible payout options of guaranteed cash coupons Take your money or leave coupons in the plan to earn non-guaranteed interest. /PageLayout /SinglePage /ParentTree 6 0 R /ParentTreeNextKey 2 stream /Length 5559 Prudential plc is a holding company, some of whose subsidiaries are authorised and regulated, as applicable, by the Hong Kong Insurance Authority and other regulatory authorities. /ViewerPreferences 3 0 R /Type /StructTreeRoot Withdrawals reduce the account value and the living and death benefits. Annuities are issued by Pruco Life Insurance Company, located in Newark, NJ (main office), or by Prudential Annuities Life Assurance Corporation located in Shelton, CT. (main office). The minimum guaranteed interest rate is 1%. % File size: 367482 bytes Prudential Financial, Inc. of the United States is not affiliated with Prudential plc. %���� << endobj >> /Direction /L2R /CS /DeviceRGB /Nums [0 [12 0 R 18 0 R 23 0 R 25 0 R 28 0 R 33 0 R 35 0 R 36 0 R 38 0 R 39 0 R 41 0 R 42 0 R 43 0 R 44 0 R 45 0 R 60 0 R 61 0 R 62 0 R 63 0 R 67 0 R 68 0 R 69 0 R 71 0 R 72 0 R 73 0 R 75 0 R 76 0 R 77 0 R 79 0 R 80 0 R 81 0 R 83 0 R 84 0 R 85 0 R 88 0 R 89 0 R 90 0 R]1 [103 0 R 104 0 R 105 0 R 113 0 R 112 0 R 116 0 R 117 0 R 119 0 R 120 0 R 122 0 R 123 0 R 125 0 R 126 0 R 128 0 R 129 0 R 131 0 R 132 0 R 134 0 R 135 0 R 136 0 R 137 0 R 141 0 R 142 0 R 145 0 R 146 0 R 148 0 R 149 0 R 150 0 R 151 0 R 152 0 R 153 0 R 154 0 R 155 0 R 156 0 R 157 0 R 158 0 R]]
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